Service Policy
This statement explains how LoanPersona.com connects consumers with lenders and clarifies the roles and responsibilities of all parties involved.
Our Role
LoanPersona.com is not a lender, broker, or agent. We do not make loans, approve credit, or determine loan terms. We provide an online service that allows consumers to submit their information, which may then be shared with participating lenders or lending networks.
Lender Responsibility
Each lender or lending partner is solely responsible for complying with applicable federal and state laws, including but not limited to the Truth in Lending Act, Equal Credit Opportunity Act, Dodd-Frank Act, and Know Your Customer requirements. Loan terms, interest rates, fees, and other disclosures are provided directly by the lender. Consumers should review all loan documents carefully before accepting an offer.
Compensation
LoanPersona.com may receive compensation from lenders, lending networks, or marketing partners for providing leads or other services. Compensation does not impact the terms you may be offered, and you are under no obligation to accept any offer.
No Guarantee
Submitting a request does not guarantee loan approval or the availability of any specific loan product. Lenders may independently verify information, perform credit inquiries, and make decisions based on their own criteria.
State Availability
Loan availability, terms, and maximum loan amounts may vary by state. Some lenders or products may not be available in all states or to all consumers. Consumers are responsible for understanding the laws and regulations that apply in their state of residence.
Consumer Responsibilities
By using LoanPersona.com, you agree to provide accurate information and to use any loan proceeds in accordance with applicable laws and loan agreements. You should contact the lender directly with questions about loan terms, payment schedules, or servicing.